Banking is a logistical nightmare for the impoverished population. And when a bad debt gets tossed to the credit vultures, they swoop down to the bank account holding the rent money and take it before anyone can blink, creating a sure path to homelessness.

Founder/pres. HEAR US Inc., gives voice & visibility to homeless families & youth, ran shelters, advocate, filmmaker, author, 15 yrs. on US backroads.

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